3 easy payments. 0% interest.

How to Make Payment from Website
  • Go to website
  • Click order menu.
  • Add item to cart and select Atome at checkout. 
  • Make Payment. (Atome automatically splits your bill into 3 equal payments. The first payment will be made at the time of purchase. The following two payments will be made 30 days apart)

*make sure you have atome app installed on your phone to scan the QR code.

How to Make Payment using Atome Mobile App

You can watch the Tutorial Video here

1. How is Atome different from bank credit cards?
  • Instant Approval
  • Min. Spend to use Atome is RM25
  • Buy More – Pay Later


2. Am I eligible to use the Atome service?

To use the service, you must:

  • Be at least 18 years of age
  • Currently reside in Malaysia
  • Have a mobile phone number registered under your MyKad with your telco
  • Own a credit or debit card that will be used to pay for your purchases on Atome
3. If I am late on payment, what happens?
  • Your account will be frozen and you will be required to pay all outstanding amounts due plus an administrative fee:
    • Days Past Date: 2 Days – 50 MYR charged
    • Days Past Date: 8 Days – 25 MYR charged
  • Customer has to make full payment of all existing payments for their account to be reactivated
  • Should customer have any other concerns, please contact Atome at or head over to Atome website
4. What are the payment methods for repayment?
  • App repayment.
    • Go to your ATOME APP. Select “Check and Pay” overdue bills. Update your credit or debit card details.
  •  Auto-Deduction
    • Deposit sufficient funds to the debit/credit card bound to your Atome account for auto deduction.
5. Do customers have to pay any fees for using the Atome service?
Atome is a free service: there are no hidden service fees or interest charges if you pay all your scheduled instalments on time.